Welcome to C0smart.ng! These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using C0smart.ng, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using C0smart.ng, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must not use our services.

2. Services Provided

C0smart.ng offers a range of educational tools and resources, including but not limited to:

• Free GPA Calculator
• WAEC, JAMB, and NECO Past Questions (some requiring payment)
• Interactive Quiz Engine
• Secondary School and University Study Content
• Final Year Project Planner
• AI Assistant Bot
• Anonymous Student Reports and News Feed

3. User Conduct

You agree to use C0smart.ng responsibly and lawfully. You must not:

• Post or transmit any unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable content.
• Upload or share content that infringes on intellectual property rights.
• Attempt to gain unauthorized access to our systems or other users' data.
• Engage in any activity that disrupts or interferes with the functionality of the website.
• Use the anonymous reporting feature for malicious purposes, spam, or false reports.

4. Paid Downloads

Certain content, such as premium past question PDFs, may require a payment of ₦500. Payments are processed securely via third-party payment gateways (e.g., Paystack, Flutterwave). All sales are final, and refunds are not typically provided unless there is a verifiable issue with the download link or content.

5. Intellectual Property

All content on C0smart.ng, including text, graphics, logos, and software, is the property of C0smart.ng or its content suppliers and is protected by Nigerian and international copyright laws. You may not reproduce, distribute, or create derivative works without explicit permission.

6. Disclaimer of Warranties

C0smart.ng is provided "as is" and "as available" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any content or services provided. Your use of the website is at your sole risk.

7. Limitation of Liability

C0smart.ng shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses, resulting from the use or inability to use our services.

8. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will notify you of any significant changes. Your continued use of the website after any such changes constitutes your acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles.

10. Contact Information

If you have any questions about these Terms, please contact us at [Your Contact Email Address].

Last updated: July 13, 2025